Buying a home in the Des Moines metro

Buying well matters more than buying fast.

Know what you want. Find it faster. Move with confidence.

First home or next home, I start with what you’re comfortable paying, not just what you’re approved for. Then I walk every house with you the way a tradesman would: the panel, the furnace and the foundation before the granite.

Want to see your payment first? Try our mortgage calculator.

01 / How I help you buy

Four stages. You always know what’s next.

01 / Get clear

Budget comfort, not just approval.

We sort timing, must-haves versus nice-to-haves, and how much risk you’re comfortable with. Skipping this creates pressure later.

02 / Tour for livability

Condition is flexible. Location is permanent.

Layout, flow, noise and the systems you can’t easily change matter more than paint and countertops.

03 / Write a smart offer

Skipping a protection doesn’t make the problem go away. It just means you’re the one who pays for it.

An offer is a bundle of terms, not just a price. I’ll show you how it will be received before you sign it.

04 / Inspect, appraise, close

Most stress happens after acceptance.

Inspections are information, not a pass or fail. Appraisals are lender tools. I keep it calm and on deadline, and I’m still a resource after you move in.

03 / Know your number

What will your payment really be?

Price, down payment, taxes, insurance and PMI in one place, plus what extra payments would save you. Print your scenario, or we’ll email it to you.

Example

$2,461 a month
$300,000 home, 10% down, 6.75%, 30 years

About $106,000 saved
by paying $200 extra each month

7 years 7 months
sooner to a paid-off home

Why I believe in the 15-year mortgage

Pay a little more each month. Keep a lot more of your life.

About $638 more
a month than the 30-year payment

About $200,000
less interest over the life of the loan

15 years sooner
to owning your home outright

If the 15-year payment fits comfortably in your budget, it is one of the most powerful wealth-building decisions you can make: once the house is paid off, that payment is yours to invest, give or save. If it doesn’t fit yet, extra payments on a 30-year loan get you part of the way, and you can always refinance shorter later.

Same $270,000 loan at 6.75% for both. 15-year rates are often lower than 30-year rates, which widens the gap.

04 / Buyer guides

Read ahead, at your own pace.

The Des Moines Buyer Guide

The $15,000 mistakes, and what a tradesman checks first.

Get it →

Buyer Checklist

Every step from pre-approval to keys.

Get it →

Buyer Quick Reference

The key trade-offs on one page.

Get it →

Buyer Encyclopedia

The full picture, so you never have to say “I didn’t know that.”

Get it →

05 / What buyers say

“[He] shot straight about his concerns, which helped me know he wasn’t just trying to make a sale.”

Alyson I., first-time buyer

“Jason was right there beside us through every single one.”

Elizabeth H., buyer

“He is a man of integrity who will stand by his word.”

Matthew I., buyer

5.0 stars on Google. See what clients are saying.

Des Moines Iowa Property Tours on YouTube

Tour homes with me, every Tuesday.

Full property tours across the Des Moines metro. I show you the panel, the furnace and the grading most tours skip, and tell you what I’d check before writing an offer.

06 / Common questions

Straight answers for buyers.

Should I waive the inspection to win a house?

Rarely. Skipping the inspection doesn’t make problems go away; it just means you’re the one who pays for them. A shorter inspection window often keeps you protected and competitive. My uncle got his license after waiving one went badly.

What’s the difference between pre-qualified and pre-approved?

Pre-qualified is an estimate. Pre-approved means a lender has reviewed your documents. Sellers take pre-approved buyers more seriously, and you’ll know your real number.

What should I avoid once I’m under contract?

Don’t open new credit, make large purchases, change jobs or move money without asking your lender first. Any of those can delay or derail your loan.

Do you help after closing?

Yes. Questions after move-in are normal, and I’m still a call or text away.

Ready to start?
Begin with the buyer guide.

Read it at your own pace, then a short call when you are ready. No pressure, ever. Call or text 515-606-1227.

The best is yet to come.